Sunday, August 20, 2006

Prosper.com Borrowers: A Good Example for Pictures to Use at the Top of Your Loan Request

Take a look at this listing. The person is requesting a moderate sum and it's now over 4 days from closing.

The person writing this add could have done a slightly better job writing the "description" section. However, he did a fabulous job with what people see first (his pictures). All of the pictures are tastefully done and include his whole family. Additionally, he added a black and white picture to the mix.

I think that his picture selection alone will get him 0.5 to 1.25% better interest rate on his loan request.

I suspect his loan will close at a rate around 16%... A pretty good rate of a "D" credit rated individual.

1 comment:

Finance Junkie said...

very, very odd. the borrower closed his loan request 2 days early...