Lending Club is a peer to peer lending network. It's a good place to dabble in small lending to make an interest rate well above certificates of deposit. My biggest tip is to not get greedy and go for the biggest interest rate loans.
Here's the last loan request I bid on at Lending Club. It's a retired Army E-8 (Master Sergent) who now works civil service as a GS-12 in the civil service. His military pension is safe and his civil service job is safe. Also, the borrower makes a reference about going to Iraq each year. Civil service contractors in Iraq have what is typically the safest jobs available.
Bid at own risk.
If you don't have a Lending Club account, you can set one up via this below button.