Congress temporarily increased FDIC deposit insurance to $250k in October 2008. This increase from $100k was set to expire at the end of 2009. On May 19th, Congress voted to extend this coverage another four years to 31 Dec 2013. On 1 Jan 2014, the standard insurance amount will return to $100k per depositer for all accounts expect IRAs and other particular retirement accounts. These retirement accounts will remain at $250k per depositer.
FDIC fact sheet.
Investors can also get FDIC coverage up to $50 million by using the Certificate of Deposit Account Registry Service (CDARS). A general video on CDARS is below.
If you wish to find a bank with that offers the CDARS service click here.